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timestamps
0:00 | intro
0:05 | personal financial
4:23 | earnings
8:20 | duty
12:51 | methods
15:38 | earnings
19:05 | ask
25:43 | spendings
29:11 | budgeting
33:22 | planning
37:29 | loan cards
42:52 | savings
46:59 | options
51:19 | loan score
56:09 | savings vs. debt reduction
1:00:59 | capital options
1:05:52 | uncertainty, value, and confidence
1:09:49 | capital plan
1:13:38 | advisors
1:17:33 | fees
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