Personal money management tools: Looking for alternatives to YNAB

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Hello,

  1. In past I depended on YNAB until they increased their yearly price. I am looking for equivalent /better alternatives.
  2. I am well adept with spreadsheets, will Google Sheets be an option to replace YNAB?
    1. Any reference links that I could use as template?
  3. I have also seen/heard GnuCash app – double entry book keeping tool. Is it any worth for personal money management management? It looks more geared towards enterprise use cases.

Any suggestions on best practices to keep track of personal finances is appreciated.

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